Category: Articles

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  • Enriched payment data: nice-to-have? A must-have from next year! 

    Enriched payment data: nice-to-have? A must-have from next year! 

    Data is the most valuable commodity of the 21st century, and its importance is growing every day across industries. Finance and payments are good examples of this. Find out what the new Mastercard Mandate means for banks and fintech

  • Payment data enrichment: How to choose the right partner for your business

    Payment data enrichment: How to choose the right partner for your business

    Data is the key to understanding the customer and the long-term success of any business, so it’s no wonder it’s a sought-after commodity. Accurate and detailed data not only unlocks the door to further business growth, but also to increasing customer satisfaction.

  • Technology against Covid‑19

    Technology against Covid‑19

    The restriction of free movement, retail sale and other services has had a strong economic impact. Tech solutions are one of very few options which will allow us to return to a (new) normal way of life soon and help us prepare for the potential second wave of coronavirus.

  • Personalization in banking – the key to your customer’s heart

    Personalization in banking – the key to your customer’s heart

    It is safe to say that personalization stopped being an option and became the new necessity to every business and not just to those in the financial sector. The advancement of technology, development of analytical tools and change of consumers’ perception of digital channels are creating endless options for banks to take a hold of personalization and utilize it to the benefit of everyone.

  • Elements of TapiX

    Elements of TapiX

    We have previously emphasized the importance of powerful UX and how TapiX can help you elevate the customer experience. Let’s look more closely on the principles that change the thinking of financial institutions from product‑centered to user‑centered. Let’s break down the key elements of TapiX.

  • The Future of Design in Banking: Hear it from the Experts

    The Future of Design in Banking: Hear it from the Experts

    Moderated by Šimon Kočí, the Head of Partnerships at TapiX, the round-table discussion aimed to identify the challenges and opportunities in design of financial services.

  • Why MCC codes do not help (much) with payment categorization

    Why MCC codes do not help (much) with payment categorization

    We decided to provide our insights into the power of strictly MCC-based categorization and its limits. Categorization is important for credit risk scoring and it is the basis for Personal Finance Management tools.
    When we analyzed our categorization with MCCs, we saw that only 53% of transactions could be easily and reliably categorized based on their MCC code. Let’s have a look at the most frequent problems we identified that make MCC usage more difficult than it may seem at the first glance.